{"id":48306,"date":"2025-07-11T07:21:14","date_gmt":"2025-07-11T07:21:14","guid":{"rendered":"https:\/\/www.mon-agent-ia.fr\/blog\/?p=48306"},"modified":"2025-07-11T07:21:16","modified_gmt":"2025-07-11T07:21:16","slug":"yomoni-su-dung-tri-tue-nhan-tao-de-toi-uu-hoa-khoan-tiet-kiem-truc-tuyen-hang-ngay-cua-ban","status":"publish","type":"post","link":"https:\/\/www.mon-agent-ia.fr\/blog\/vi\/yomoni-su-dung-tri-tue-nhan-tao-de-toi-uu-hoa-khoan-tiet-kiem-truc-tuyen-hang-ngay-cua-ban\/","title":{"rendered":"Yomoni s\u1eed d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a kho\u1ea3n ti\u1ebft ki\u1ec7m tr\u1ef1c tuy\u1ebfn h\u00e0ng ng\u00e0y c\u1ee7a b\u1ea1n"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Trong th\u1eddi \u0111\u1ea1i c\u00f4ng ngh\u1ec7 \u0111ang \u0111\u00f3ng vai tr\u00f2 ch\u1ee7 \u0111\u1ea1o trong m\u1ecdi l\u0129nh v\u1ef1c, Yomoni, m\u1ed9t c\u00f4ng ty h\u00e0ng \u0111\u1ea7u trong l\u0129nh v\u1ef1c qu\u1ea3n l\u00fd ti\u1ebft ki\u1ec7m tr\u1ef1c tuy\u1ebfn, \u0111\u00e3 b\u1eaft tay v\u00e0o m\u1ed9t cu\u1ed9c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111\u1ea7y tham v\u1ecdng. B\u1eb1ng c\u00e1ch t\u00edch h\u1ee3p c\u00e1c \u0111\u1ea1i l\u00fd tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI) c\u1ee7a Salesforce, c\u00f4ng ty mong mu\u1ed1n mang \u0111\u1ebfn tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng n\u00e2ng cao, \u0111\u1ed3ng th\u1eddi cho ph\u00e9p c\u00e1c c\u1ed1 v\u1ea5n t\u1eadp trung v\u00e0o c\u00e1c nhi\u1ec7m v\u1ee5 c\u00f3 gi\u00e1 tr\u1ecb cao. C\u00e1ch ti\u1ebfp c\u1eadn n\u00e0y minh h\u1ecda m\u1ed9t c\u00e1ch ho\u00e0n h\u1ea3o c\u00e1ch s\u1ef1 h\u1ed9i t\u1ee5 gi\u1eefa t\u00e0i ch\u00ednh v\u00e0 c\u00f4ng ngh\u1ec7 c\u00f3 th\u1ec3 \u0111\u1ecbnh h\u00ecnh l\u1ea1i m\u1ed1i quan h\u1ec7 c\u1ee7a ch\u00fang ta v\u1edbi ho\u1ea1t \u0111\u1ed9ng ti\u1ebft ki\u1ec7m v\u00e0 qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n.<\/p>\n\n<p class=\"wp-block-paragraph\">Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang ta s\u1ebd kh\u00e1m ph\u00e1 c\u00e1ch Yomoni \u0111ang s\u1eed d\u1ee5ng nh\u1eefng \u0111\u1ed5i m\u1edbi n\u00e0y \u0111\u1ec3 kh\u00f4ng ch\u1ec9 t\u1ed1i \u01b0u h\u00f3a quan h\u1ec7 kh\u00e1ch h\u00e0ng m\u00e0 c\u00f2n chuy\u1ec3n \u0111\u1ed5i c\u00e1c quy tr\u00ecnh n\u1ed9i b\u1ed9. Th\u00f4ng qua nh\u1eefng l\u1eddi ch\u1ee9ng th\u1ef1c v\u00e0 s\u1ed1 li\u1ec7u th\u1ed1ng k\u00ea quan tr\u1ecdng, ch\u00fang ta h\u00e3y c\u00f9ng nhau kh\u00e1m ph\u00e1 nh\u1eefng th\u00e1ch th\u1ee9c c\u1ee7a qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i n\u00e0y cho n\u0103m 2025 v\u00e0 xa h\u01a1n n\u1eefa.<\/p>\n\n<h2 class=\"wp-block-heading\">Nh\u1eefng th\u00e1ch th\u1ee9c c\u1ee7a chuy\u1ec3n \u0111\u1ed5i s\u1ed1 hi\u1ec7u qu\u1ea3 t\u1ea1i Yomoni<\/h2>\n\n<p class=\"wp-block-paragraph\">Qu\u1ea3n l\u00fd ti\u1ebft ki\u1ec7m theo truy\u1ec1n th\u1ed1ng \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t l\u0129nh v\u1ef1c ph\u1ee9c t\u1ea1p, th\u01b0\u1eddng ch\u1ec9 d\u00e0nh cho ng\u01b0\u1eddi trong cu\u1ed9c. Tuy nhi\u00ean, v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ngh\u1ec7 s\u1ed1, nh\u1eefng c\u00f4ng ty nh\u01b0 Yomoni \u0111ang t\u00ecm c\u00e1ch gi\u00fap n\u00f3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c v\u1edbi c\u00e0ng nhi\u1ec1u ng\u01b0\u1eddi c\u00e0ng t\u1ed1t. S\u1ed1 h\u00f3a gi\u00fap \u0111\u00e1p \u1ee9ng nhi\u1ec1u nhu c\u1ea7u kh\u00e1c nhau, t\u1eeb vi\u1ec7c d\u1ec5 d\u00e0ng ti\u1ebfp c\u1eadn \u0111\u1ebfn t\u01b0 v\u1ea5n c\u00e1 nh\u00e2n h\u00f3a.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h3 class=\"wp-block-heading\">V\u00e0o n\u0103m 2025, Yomoni v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh kh\u00e1c b\u1eaft bu\u1ed9c ph\u1ea3i t\u00e1i c\u1ea5u tr\u00fac m\u00f4 h\u00ecnh c\u1ee7a m\u00ecnh, \u0111\u1eb7c bi\u1ec7t l\u00e0 tr\u01b0\u1edbc s\u1ef1 tr\u1ed7i d\u1eady c\u1ee7a c\u00e1c gi\u1ea3i ph\u00e1p thay th\u1ebf nh\u01b0 Luko, N26 v\u00e0 Revolut, v\u1ed1n ch\u00fa tr\u1ecdng v\u00e0o t\u00ednh d\u1ec5 s\u1eed d\u1ee5ng v\u00e0 chi ph\u00ed th\u1ea5p. Do \u0111\u00f3, c\u00e2u h\u1ecfi \u0111\u1eb7t ra l\u00e0: Yomoni \u0111\u00e3 l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 n\u1ed5i b\u1eadt trong h\u1ec7 sinh th\u00e1i c\u1ea1nh tranh n\u00e0y?<\/h3>\n\n<p class=\"wp-block-paragraph\">T\u1ef1 \u0111\u1ed9ng h\u00f3a t\u00e1c v\u1ee5 v\u00e0 ti\u1ebft ki\u1ec7m th\u1eddi gian cho c\u1ed1 v\u1ea5n <strong>Yomoni \u0111\u00e3 \u00e1p d\u1ee5ng Agentforce, n\u1ec1n t\u1ea3ng \u0111\u1ea1i l\u00fd AI c\u1ee7a Salesforce, cho ph\u00e9p h\u1ecd \u0111\u1ecbnh ngh\u0129a l\u1ea1i vai tr\u00f2 c\u1ee7a c\u00e1c c\u1ed1 v\u1ea5n. M\u1ed7i c\u1ed1 v\u1ea5n gi\u1edd \u0111\u00e2y c\u00f3 th\u1ec3 ti\u1ebft ki\u1ec7m trung b\u00ecnh<\/strong> 5 gi\u1edd m\u1ed7i tu\u1ea7n<\/p>\n\n<ul class=\"wp-block-list\"><li>b\u1eb1ng c\u00e1ch gi\u1ea3i ph\u00f3ng c\u00e1c c\u00f4ng vi\u1ec7c h\u00e0nh ch\u00ednh t\u1ed1n th\u1eddi gian. \u0110i\u1ec1u n\u00e0y mang \u0111\u1ebfn c\u01a1 h\u1ed9i t\u1eadp trung v\u00e0o c\u00e1c l\u0129nh v\u1ef1c quan tr\u1ecdng nh\u01b0 l\u1eafng nghe, t\u01b0 v\u1ea5n v\u00e0 gi\u00e1o d\u1ee5c kh\u00e1ch h\u00e0ng v\u1ec1 t\u00e0i ch\u00ednh c\u1ee7a h\u1ecd.<\/li><li>T\u1ef1 \u0111\u1ed9ng h\u00f3a vi\u1ec7c chu\u1ea9n b\u1ecb cu\u1ed9c h\u1eb9n<\/li><li>Thu th\u1eadp th\u00f4ng tin m\u1edf t\u00e0i kho\u1ea3n<\/li><\/ul>\n\n<p class=\"wp-block-paragraph\">Ch\u1ee7 \u0111\u1ed9ng qu\u1ea3n l\u00fd c\u00e1c c\u1ea3nh b\u00e1o theo quy \u0111\u1ecbnh<\/p>\n\n<h3 class=\"wp-block-heading\">Nh\u1eefng c\u00f4ng vi\u1ec7c m\u1edbi n\u00e0y kh\u00f4ng ch\u1ec9 ti\u1ebft ki\u1ec7m th\u1eddi gian m\u00e0 c\u00f2n th\u00fac \u0111\u1ea9y m\u1ed1i quan h\u1ec7 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 g\u1eafn k\u1ebft h\u01a1n. Nh\u1edd \u0111\u00f3, Yomoni kh\u1eb3ng \u0111\u1ecbnh s\u1ef1 t\u01b0\u01a1ng t\u00e1c c\u1ee7a t\u01b0 v\u1ea5n vi\u00ean \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n, c\u1ee7ng c\u1ed1 ni\u1ec1m tin c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0o c\u00e1c kho\u1ea3n ti\u1ebft ki\u1ec7m m\u00e0 h\u1ecd nh\u1eadn \u0111\u01b0\u1ee3c.<\/h3>\n\n<p class=\"wp-block-paragraph\">T\u00edch h\u1ee3p c\u00e1c t\u00e1c nh\u00e2n AI \u0111\u1ec3 c\u1ea3i thi\u1ec7n quan h\u1ec7 kh\u00e1ch h\u00e0ng<\/p>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>Nh\u1edd t\u00edch h\u1ee3p c\u00e1c t\u00e1c nh\u00e2n AI v\u00e0o CRM v\u00e0 Data Cloud c\u1ee7a Salesforce, c\u00e1c t\u01b0 v\u1ea5n vi\u00ean gi\u1edd \u0111\u00e2y c\u00f3 th\u1ec3 ng\u1eef c\u1ea3nh h\u00f3a t\u1eebng t\u01b0\u01a1ng t\u00e1c. C\u00e1c t\u00e1c nh\u00e2n n\u00e0y ph\u00e2n t\u00edch c\u00e1c truy v\u1ea5n, hi\u1ec3u b\u1ed1i c\u1ea3nh t\u00e0i ch\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 cung c\u1ea5p c\u00e2u tr\u1ea3 l\u1eddi ch\u00ednh x\u00e1c, \u0111\u1ed3ng th\u1eddi tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a AMF v\u00e0 ACPR. Theo ngh\u0129a n\u00e0y, Yomoni cam k\u1ebft cung c\u1ea5p d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 m\u00e0 kh\u00f4ng hy sinh c\u00e1c quy \u0111\u1ecbnh \u0111\u1ec3 \u0111\u1ed5i l\u1ea5y t\u1ed1c \u0111\u1ed9.<\/th>\n<th><\/th>\n<th>T\u00ednh n\u0103ng c\u1ee7a \u0110\u1ea1i l\u00fd AI<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>L\u1ee3i \u00edch cho Chuy\u00ean vi\u00ean T\u01b0 v\u1ea5n<\/td>\n<td>T\u00e1c \u0111\u1ed9ng \u0111\u1ebfn Kh\u00e1ch h\u00e0ng<\/td>\n<td>Ph\u00e2n t\u00edch Truy v\u1ea5n<\/td>\n<\/tr>\n<tr>\n<td>Gi\u1ea3m Th\u1eddi gian X\u1eed l\u00fd<\/td>\n<td>Ph\u1ea3n h\u1ed3i Nhanh ch\u00f3ng v\u00e0 T\u00f9y ch\u1ec9nh<\/td>\n<td>\u0110\u1ec1 xu\u1ea5t S\u1ea3n ph\u1ea9m Ti\u1ebft ki\u1ec7m<\/td>\n<\/tr>\n<tr>\n<td>T\u1eadp trung v\u00e0o T\u01b0 v\u1ea5n C\u00e1 nh\u00e2n h\u00f3a<\/td>\n<td>Hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00e1c T\u00f9y ch\u1ecdn<\/td>\n<td>C\u1ea3nh b\u00e1o Quy \u0111\u1ecbnh<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">Tr\u00e1nh L\u1ed7i <strong>T\u0103ng S\u1ef1 h\u00e0i l\u00f2ng c\u1ee7a Kh\u00e1ch h\u00e0ng<\/strong>Nh\u1edd \u0111\u00f3, Yomoni c\u00f3 th\u1ec3 t\u1ef1 \u0111\u1ed9ng x\u1eed l\u00fd kho\u1ea3ng<\/p>\n\n<h2 class=\"wp-block-heading\">15% c\u00e1c cu\u1ed9c tr\u00f2 chuy\u1ec7n c\u1ee7a kh\u00e1ch h\u00e0ng, gi\u00fap tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng tr\u1edf n\u00ean n\u0103ng \u0111\u1ed9ng v\u00e0 h\u1ea5p d\u1eabn h\u01a1n.<\/h2>\n\n<p class=\"wp-block-paragraph\">Nh\u1eefng \u1ee8ng d\u1ee5ng M\u1edbi \u0110ang N\u1ed5i l\u00ean: H\u01b0\u1edbng t\u1edbi Qu\u1ea3n l\u00fd T\u00e0i s\u1ea3n C\u00e1 nh\u00e2n h\u00f3a<\/p>\n\n<p class=\"wp-block-paragraph\">Khi Yomoni ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n, c\u00e1c tr\u01b0\u1eddng h\u1ee3p s\u1eed d\u1ee5ng m\u1edbi \u0111ang xu\u1ea5t hi\u1ec7n. Trong s\u1ed1 nh\u1eefng d\u1ecbch v\u1ee5 sau, ch\u00fang t\u00f4i nh\u1eadn th\u1ea5y h\u1ed7 tr\u1ee3 \u0111\u0103ng k\u00fd s\u1ea3n ph\u1ea9m m\u1edbi v\u00e0 h\u1ed7 tr\u1ee3 qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n. S\u1ef1 ph\u00e1t tri\u1ec3n n\u00e0y l\u00e0 k\u1ebft qu\u1ea3 c\u1ee7a m\u1ed9t qu\u00e1 tr\u00ecnh th\u1eed nghi\u1ec7m, trong \u0111\u00f3 m\u1ed7i s\u1ea3n ph\u1ea9m m\u1edbi \u0111\u1ec1u \u0111\u01b0\u1ee3c th\u1eed nghi\u1ec7m v\u00e0 c\u1ea3i ti\u1ebfn tr\u01b0\u1edbc khi \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p.<\/p>\n\n<h3 class=\"wp-block-heading\">Ch\u1ebf \u0111\u1ed9 \u201cth\u1eed nghi\u1ec7m v\u00e0 h\u1ecdc h\u1ecfi\u201d n\u00e0y \u0111\u1ea3m b\u1ea3o vi\u1ec7c \u00e1p d\u1ee5ng c\u00e1c t\u00ednh n\u0103ng m\u1edbi m\u1ed9t c\u00e1ch su\u00f4n s\u1ebb v\u00e0 hi\u1ec7u qu\u1ea3. C\u00e1ch ti\u1ebfp c\u1eadn n\u00e0y \u0111\u1eb7c bi\u1ec7t ph\u00f9 h\u1ee3p trong m\u1ed9t ng\u00e0nh m\u00e0 k\u1ef3 v\u1ecdng c\u1ee7a kh\u00e1ch h\u00e0ng \u0111ang thay \u0111\u1ed5i nhanh ch\u00f3ng.<\/h3>\n\n<p class=\"wp-block-paragraph\">X\u00e2y d\u1ef1ng c\u00e1c t\u00e1c nh\u00e2n AI \u0111\u00e1ng tin c\u1eady v\u00e0 an to\u00e0n<\/p>\n\n<ul class=\"wp-block-list\"><li>X\u00e2y d\u1ef1ng c\u00e1c t\u00e1c nh\u00e2n AI li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111\u1ea1i tu n\u1ec1n t\u1ea3ng ki\u1ebfn \u200b\u200bth\u1ee9c. M\u1ee5c ti\u00eau l\u00e0 k\u1ebft h\u1ee3p c\u00e1c thu\u1eadt ng\u1eef c\u1ee5 th\u1ec3 cho l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh \u0111\u1ed3ng th\u1eddi t\u00f4n tr\u1ecdng c\u00e1c ti\u00eau chu\u1ea9n quy \u0111\u1ecbnh. Th\u1eed th\u00e1ch n\u00e0y kh\u00f4ng h\u1ec1 t\u1ea7m th\u01b0\u1eddng. Th\u1eadt v\u1eady, t\u00ednh ch\u00ednh x\u00e1c c\u1ee7a th\u00f4ng tin \u0111\u01b0\u1ee3c cung c\u1ea5p l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o s\u1ef1 tin t\u01b0\u1edfng c\u1ee7a kh\u00e1ch h\u00e0ng.<\/li><li>Ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c y\u00eau c\u1ea7u quy \u0111\u1ecbnh<\/li><li>\u0110\u00e0o t\u1ea1o li\u00ean t\u1ee5c cho c\u00e1c \u0111\u1ea1i l\u00fd v\u1ec1 nh\u1eefng ph\u00e1t tri\u1ec3n m\u1edbi trong l\u0129nh v\u1ef1c n\u00e0y<\/li><\/ul>\n\n<p class=\"wp-block-paragraph\">Lu\u00f4n s\u1eb5n s\u00e0ng 24\/7 qua trang web v\u00e0 khu v\u1ef1c kh\u00e1ch h\u00e0ng <strong>Chi\u1ebfn l\u01b0\u1ee3c ch\u1ee7 \u0111\u1ed9ng n\u00e0y nh\u1eb1m m\u1ee5c \u0111\u00edch cung c\u1ea5p cho m\u1ed7i kh\u00e1ch h\u00e0ng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn l\u1eddi khuy\u00ean ph\u00f9 h\u1ee3p, b\u1ea5t k\u1ec3 th\u1eddi gian n\u00e0o trong ng\u00e0y. V\u1edbi kh\u1ed1i l\u01b0\u1ee3ng ng\u00e0y c\u00e0ng t\u0103ng c\u1ee7a<\/strong>70.000 kh\u00e1ch h\u00e0ng \u0111ang ho\u1ea1t \u0111\u1ed9ng <strong>, Yomoni \u0111\u1eb7t m\u1ee5c ti\u00eau \u0111\u1ea1t \u0111\u01b0\u1ee3c<\/strong> 2 t\u1ef7 euro<\/p>\n\n<h2 class=\"wp-block-heading\">n\u1ed5i b\u1eadt v\u00e0o \u0111\u1ea7u n\u0103m 2026, m\u1ed9t m\u1ee5c ti\u00eau \u0111\u00f2i h\u1ecfi s\u1ef1 \u0111\u1ed5i m\u1edbi kh\u00f4ng ng\u1eebng.<\/h2>\n\n<p class=\"wp-block-paragraph\">T\u01b0\u01a1ng lai \u0111\u1ea7y h\u1ee9a h\u1eb9n cho qu\u1ea3n l\u00fd ti\u1ebft ki\u1ec7m tr\u1ef1c tuy\u1ebfn<\/p>\n\n<p class=\"wp-block-paragraph\">V\u00e0o n\u0103m 2025, ti\u1ebft ki\u1ec7m tr\u1ef1c tuy\u1ebfn s\u1ebd kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh m\u00e0 c\u00f2n l\u00e0 m\u1ed9t tr\u1ea3i nghi\u1ec7m phong ph\u00fa k\u1ebft h\u1ee3p gi\u1eefa c\u00f4ng ngh\u1ec7 v\u00e0 quan h\u1ec7 con ng\u01b0\u1eddi. \u0110\u1ed1i m\u1eb7t v\u1edbi s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a nh\u1eefng ng\u01b0\u1eddi ch\u01a1i m\u1edbi nh\u01b0 Qonto, Orange Bank v\u00e0 Nalo, \u0111i\u1ec1u quan tr\u1ecdng \u0111\u1ed1i v\u1edbi Yomoni l\u00e0 duy tr\u00ec vai tr\u00f2 d\u1eabn \u0111\u1ea7u b\u1eb1ng c\u00e1ch t\u00edch h\u1ee3p c\u00e1c gi\u1ea3i ph\u00e1p th\u00f4ng minh. B\u1ed1i c\u1ea3nh t\u00e0i ch\u00ednh \u0111ang thay \u0111\u1ed5i v\u1edbi t\u1ed1c \u0111\u1ed9 nhanh ch\u00f3ng, nh\u01b0ng b\u1eb1ng c\u00e1ch t\u1eadp trung v\u00e0o \u0111\u1ed5i m\u1edbi, Yomoni \u0111\u1ea3m b\u1ea3o lu\u00f4n d\u1eabn \u0111\u1ea7u.<\/p>\n\n<h3 class=\"wp-block-heading\">Nh\u1eefng th\u00e1ch th\u1ee9c v\u1eabn c\u00f2n \u0111\u00f3, nh\u01b0ng Yomoni \u0111ang \u1edf v\u1ecb th\u1ebf thu\u1eadn l\u1ee3i \u0111\u1ec3 v\u01b0\u1ee3t qua. V\u1edbi s\u1ef1 h\u1ed7 tr\u1ee3 t\u1eadp trung v\u00e0o vi\u1ec7c l\u1eafng nghe v\u00e0 t\u01b0 v\u1ea5n, kh\u00e1ch h\u00e0ng kh\u00f4ng ch\u1ec9 l\u00e0 nh\u1eefng con s\u1ed1: h\u1ecd tr\u1edf th\u00e0nh \u0111\u1ed1i t\u00e1c trong h\u00e0nh tr\u00ecnh ti\u1ebft ki\u1ec7m h\u01b0\u1edbng \u0111\u1ebfn s\u1ef1 ho\u00e0n h\u1ea3o.<\/h3>\n\n<p class=\"wp-block-paragraph\">C\u00e1c c\u00f4ng ty fintech kh\u00e1c \u0111ang h\u00f2a nh\u1eadp v\u00e0o b\u1ed1i c\u1ea3nh \u0111ang thay \u0111\u1ed5i n\u00e0y nh\u01b0 th\u1ebf n\u00e0o<\/p>\n\n<ul class=\"wp-block-list\"><li>C\u00e1c c\u00f4ng ty nh\u01b0 Boursorama v\u00e0 Hello Bank c\u0169ng \u0111ang g\u00f3p ph\u1ea7n thay \u0111\u1ed5i nh\u1eadn th\u1ee9c c\u1ee7a m\u1ecdi ng\u01b0\u1eddi v\u1ec1 ti\u1ebft ki\u1ec7m. Nh\u1edd c\u00e1c gi\u1ea3i ph\u00e1p l\u1ea5y kh\u00e1ch h\u00e0ng l\u00e0m trung t\u00e2m v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 \u0111a d\u1ea1ng, h\u1ecd c\u00f3 th\u1ec3 thu h\u00fat \u0111\u01b0\u1ee3c l\u01b0\u1ee3ng l\u1edbn kh\u00e1ch h\u00e0ng.<\/li><li>Boursorama cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng to\u00e0n di\u1ec7n v\u00e0 s\u00e1ng t\u1ea1o.<\/li><li>Hello Bank n\u1ed5i b\u1eadt v\u1edbi s\u1ef1 \u0111\u01a1n gi\u1ea3n v\u00e0 m\u1ee9c ph\u00ed c\u1ea1nh tranh.<\/li><\/ul>\n\n<p class=\"wp-block-paragraph\">Magali, \u0111\u1ea1i di\u1ec7n c\u1ee7a Hello Bank, nh\u1ea5n m\u1ea1nh t\u1ea7m quan tr\u1ecdng c\u1ee7a s\u1ef1 t\u01b0\u01a1ng t\u00e1c gi\u1eefa ng\u01b0\u1eddi v\u1edbi ng\u01b0\u1eddi trong giao di\u1ec7n k\u1ef9 thu\u1eadt s\u1ed1.<\/p>\n\n<h3 class=\"wp-block-heading\">Nh\u1eefng c\u00f4ng ty n\u00e0y ch\u1ee9ng minh r\u1eb1ng t\u01b0\u01a1ng lai c\u1ee7a ti\u1ebft ki\u1ec7m tr\u1ef1c tuy\u1ebfn kh\u00f4ng ch\u1ec9 n\u1eb1m \u1edf c\u00f4ng ngh\u1ec7 m\u00e0 c\u00f2n \u1edf ch\u1ea5t l\u01b0\u1ee3ng t\u01b0\u01a1ng t\u00e1c c\u1ee7a kh\u00e1ch h\u00e0ng. Tri\u1ec3n v\u1ecdng t\u01b0\u01a1ng lai c\u1ee7a Yomoni<\/h3>\n\n<p class=\"wp-block-paragraph\">V\u1edbi \u01b0\u1edbc t\u00ednh t\u0103ng tr\u01b0\u1edfng v\u01b0\u1ee3t k\u1ef3 v\u1ecdng, Yomoni \u0111ang h\u01b0\u1edbng t\u1edbi t\u01b0\u01a1ng lai v\u1edbi tham v\u1ecdng l\u1edbn. Quy tr\u00ecnh t\u00edch h\u1ee3p t\u00e1c nh\u00e2n AI ch\u1ec9 l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a chi\u1ebfn l\u01b0\u1ee3c t\u1ed5ng th\u1ec3. Th\u00f4ng qua s\u1ef1 \u0111\u1ed5i m\u1edbi li\u00ean t\u1ee5c, Yomoni \u0111\u1eb7t m\u1ee5c ti\u00eau \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau \u0111\u1ea7y tham v\u1ecdng c\u1ee7a m\u00ecnh.<\/p>\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr>\n<th>M\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng c\u1ee7a Yomoni (2025)<\/th>\n<th>Cam k\u1ebft<\/th>\n<th>S\u1ed1 li\u1ec7u ch\u00ednh<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2 t\u1ef7 euro d\u01b0 n\u1ee3<\/td>\n<td>Gi\u00fap m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 ti\u1ebft ki\u1ec7m<\/td>\n<td>70.000 kh\u00e1ch h\u00e0ng \u0111ang ho\u1ea1t \u0111\u1ed9ng<\/td>\n<\/tr>\n<tr>\n<td>T\u0103ng c\u01b0\u1eddng t\u01b0\u01a1ng t\u00e1c th\u00f4ng qua c\u00e1c t\u00e1c nh\u00e2n AI<\/td>\n<td>N\u00e2ng cao tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng<\/td>\n<td>15% c\u00e1c cu\u1ed9c tr\u00f2 chuy\u1ec7n t\u1ef1 \u0111\u1ed9ng<\/td>\n<\/tr>\n<tr>\n<td>Cung c\u1ea5p s\u1ea3n ph\u1ea9m m\u1edbi<\/td>\n<td>H\u1ed7 tr\u1ee3 \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf ri\u00eang<\/td>\n<td>T\u00edch h\u1ee3p nhanh ch\u00f3ng<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">Do \u0111\u00f3, con \u0111\u01b0\u1eddng nhanh ch\u00f3ng m\u00e0 Yomoni \u0111ang \u0111i c\u00f3 v\u1ebb \u0111\u1ea7y h\u1ee9a h\u1eb9n, c\u1ea3 v\u1ec1 s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ty l\u1eabn s\u1ef1 chuy\u1ec3n \u0111\u1ed5i c\u1ee7a ng\u00e0nh ti\u1ebft ki\u1ec7m n\u00f3i chung.<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>Trong th\u1eddi \u0111\u1ea1i c\u00f4ng ngh\u1ec7 \u0111ang \u0111\u00f3ng vai tr\u00f2 ch\u1ee7 \u0111\u1ea1o trong m\u1ecdi l\u0129nh v\u1ef1c, Yomoni, m\u1ed9t c\u00f4ng ty h\u00e0ng \u0111\u1ea7u trong l\u0129nh v\u1ef1c qu\u1ea3n l\u00fd ti\u1ebft ki\u1ec7m tr\u1ef1c tuy\u1ebfn, \u0111\u00e3 b\u1eaft tay v\u00e0o m\u1ed9t cu\u1ed9c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111\u1ea7y tham v\u1ecdng. B\u1eb1ng c\u00e1ch t\u00edch h\u1ee3p c\u00e1c \u0111\u1ea1i l\u00fd tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI) c\u1ee7a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":48272,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[77],"tags":[83057,83054,83060,284,83063],"class_list":["post-48306","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classe-vi","tag-tai-chinh-ca-nhan-vi","tag-tiet-kiem-truc-tuyen-vi","tag-toi-uu-hoa-tiet-kiem-vi","tag-tri-tue-nhan-tao-vi","tag-yomoni-vi"],"_links":{"self":[{"href":"https:\/\/www.mon-agent-ia.fr\/blog\/wp-json\/wp\/v2\/posts\/48306","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mon-agent-ia.fr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mon-agent-ia.fr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mon-agent-ia.fr\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mon-agent-ia.fr\/blog\/wp-json\/wp\/v2\/comments?post=48306"}],"version-history":[{"count":1,"href":"https:\/\/www.mon-agent-ia.fr\/blog\/wp-json\/wp\/v2\/posts\/48306\/revisions"}],"predecessor-version":[{"id":48307,"href":"https:\/\/www.mon-agent-ia.fr\/blog\/wp-json\/wp\/v2\/posts\/48306\/revisions\/48307"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mon-agent-ia.fr\/blog\/wp-json\/wp\/v2\/media\/48272"}],"wp:attachment":[{"href":"https:\/\/www.mon-agent-ia.fr\/blog\/wp-json\/wp\/v2\/media?parent=48306"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mon-agent-ia.fr\/blog\/wp-json\/wp\/v2\/categories?post=48306"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mon-agent-ia.fr\/blog\/wp-json\/wp\/v2\/tags?post=48306"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}